Payout Percentage

Winning big

When playing online casino games it’s important to know how to read the payout percentages to ensure you’re getting the best rate of return.

Each online casino rewards players differently and moreover, each online casino game does as well. You might have heard, for example, that craps has the best payouts of all while the payout percentages for video poker may be less than ideal (this is not a hard fast rule, merely an example). So what does this mean? What are payout percentages, how much do they matter to you, the player, when searching for a new online casino to enter or online casino game to play, and how can you use this knowledge to rake in as much money as possible? This article will answer all of these questions, and a few others.


The payout percentage of any online casino game is the portion of players wagers that is paid out in winnings. Thatís right — if you thought that all of the money bet at the online casino is paid out to somebody (hopefully you as much as possible), you thought wrong. The ìhouseî; (or the online casino itself) keeps a small percentage of every bet coming in as part of their ìfeeî for providing the online gambling venue in the first place.

Now, before you go pouting in a corner, vowing never to set cyber-foot near an online casino game again, let us assure you — not only is it the same way with land-based casinos, but the payout percentages at those brick-and-mortar casinos is lower (or worse for you, the player) than at the online casino.

The primary reason, of course, is the lower cost of operating an online casino as compared with a land-based one. The secondary reason is competition — there are so many online casinos, and more cropping up every day, that one of the only ways to compete in this cutthroat industry is to offer you, the player, better chances of walking away from your computer with money in your account than the competition can promise.


This is why most online casinos will hire a reputed third-party auditing company (like Price Waterhouse Coopers) to audit their games monthly and produce a payout report detailing the percentages of money coming into each online casino game at that casino (slots, craps, roulette, video poker, keno, etc.) that is paid out to players in the form of winnings and bonuses. So if you see something like this – Slots 98.7% – you know that the house keeps 1.3% of each penny bet at the slots. The closer the payout percentages of an online casino game to 100%, the better it is for you, the player. So if we saw – Craps 99.8% – weíd probably brave a few rolls of the dice.

And incidentally, most jurisdictions that regulate gambling require casinos online and off to pay out a minimum of 75% of all incoming monies. Though in some cases this number may be slightly lower, itís unlikely youíll ever find it too much lower than that.

These payout reports are generally published openly on the online casinoís website with a complete archive of previous monthsí reports all readily available for anyone wishing to view them. If, perchance, youíre considering a site that does not publicly display their payout percentages of each online casino game directly on their site, it is complete reasonable for you to write to the site (see their contact Info) to inquire about it. They should be more than happy to email that information to you. If theyíre not, weíd raise an eyebrow and seriously consider not depositing any of our hard-earned money into such a place.

Now you know how to better evaluate online casinos and each online casino game that they offer in order to learn not only which have the best odds of winning any amount of money at all, but also which have the largest payouts. Armed with this information, you’re now better prepared to venture out into the jungle of online casino games and emerge with a bounty to be proud of!

How To Play Five Card Stud


Five Card Stud is similar to Five Card Draw, the difference being that you do not ever get a chance to replace cards in your hand and therefore do not get a chance to improve that hand. As in Seven Card Stud you get a hole card and 4 open cards for all to see. Most versions play the final card as a community card. Since there is no chance to improve your hand, the winning hands tend to be either pairs or high cards and it is hard to string people along to the final street. Some variations on Five Card Stud alleviate this by making the last card a pocket card allowing for some raises.

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The Open

The hand starts with the dealer handing each player 2 cards. First cards dealt are a hole card and then the dealer follows up with an open card for each player. Wagering then begins, usually with the high open card going first and then following clockwise. This continues until betting is over. These are the first two ìStreetsî.

Third Street

The dealer then hands out a third card, which is another open card. This is followed by another round of betting. Betting begins again with the highest open card opening and continues until there are no more bets made. Then it is time for the Fourth Street.

Fourth Street

Again the dealer hands out an open card, which is then followed by another round of betting. Betting again continues until all call and then it is on to the Fifth Street.

Fifth Street

The Fifth Street is the final card. Usually this is an open card but some variations play this as a hole or pocket card to make the game more interesting. This variation creates more uncertainty about which cards your opponentís hole cards could be and allows for more interesting betting opportunities. Bluffs and more creative betting make this variation more interesting than four straight open cards.

Another variation is to have both the first and second cards remain hole cards, for much the same reasons as making the fifth card a hole card. The problem with having only the first card as a hole card is that even beginning players get a feel for the odds of any particular player having a better hand than theirs, based on their open cards. Therefore it is difficult to have an interesting hand of cards as betting tends to be rather a bit more conservative as a result.